Withdrawal Rules for Buy Now, Pay Later and Pay Later Accounts

Minimum Withdrawal Amount

• Buy Now, Pay Later (funded): No minimum withdrawal amount, as long as you meet the 20% consistency score requirement.

Consistency Score Requirement

All payout requests on Buy Now, Pay Later and Pay Later funded accounts require a 20% consistency score. You can request a payout once this score is met.

Profit Rebuild / Safety Buffer Rule

On Buy Now, Pay Later funded accounts, the Profit Rebuild rule applies. This means:

• You cannot withdraw all your profits without consequence. If you withdraw your entire profit, your account will be closed, as no drawdown buffer would remain.
• When requesting a payout, you should leave a buffer in your account. This remaining balance acts as your drawdown limit going forward.
• The size of the buffer is at your discretion — however, the smaller the buffer, the smaller the margin for loss before a breach occurs. For example, leaving only $5 means any loss beyond $5 will breach the account.
• After your first payout, the daily and max drawdown rules no longer apply. The buffer you leave behind serves as your effective risk limit.

Example ($10,000 account):

• Your equity reaches $10,500. If you withdraw $500, your balance returns to $10,000 — the original maximum drawdown limit — meaning any loss would immediately breach the account.
• If you instead withdraw $400, your balance is $10,100. The 8% trailing drawdown would only activate once your equity reaches $10,800 (8% above $10,000), giving you more room.

Withdrawing All Profits

You have two choices when requesting a payout:

1. Withdraw all profits → The account is closed (no remaining buffer to trade with).
2. Withdraw partial profits → Leave a buffer to continue trading the account.

Drawdown Rules on Funded Phase

During the funded phase:

• Daily drawdown: 4% (equity-based)
• Max drawdown: 8% (trailing)
• After your first payout, daily and max drawdown rules no longer apply — only the remaining buffer matters.

M2 Account Saver

Buy Now, Pay Later funded accounts include the M2 Account Saver, a built-in risk protection feature:

• Activates when your floating drawdown (open trades) reaches 2% of your account balance.
• First Breach: All open trades are closed immediately, and your profit split is permanently reduced to 50%.
• Second Breach: All open trades are closed again, and your account is permanently deactivated (no recovery).

Ensure your total floating loss on open trades does not exceed 2% of your account balance at any time.

Updated on: 16/09/2026