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# Withdrawal Rules for Buy Now, Pay Later and Pay Later Accounts

# Withdrawal Rules for Buy Now, Pay Later and Pay Later Accounts

## Minimum Withdrawal Amount

* **Buy Now, Pay Later (funded):**  **No minimum withdrawal amount**, as long as you meet the 20% consistency score requirement.

## Consistency Score Requirement

All payout requests on Buy Now, Pay Later and Pay Later funded accounts require a **20% consistency score**. You can request a payout once this score is met.

## Profit Rebuild / Safety Buffer Rule

On Buy Now, Pay Later funded accounts, the **Profit Rebuild** rule applies. This means:

* You **cannot withdraw all your profits** without consequence. If you withdraw your entire profit, your account will be **closed**, as no drawdown buffer would remain.
* When requesting a payout, you should **leave a buffer** in your account. This remaining balance acts as your drawdown limit going forward.
* The size of the buffer is at your discretion — however, the smaller the buffer, the smaller the margin for loss before a breach occurs. For example, leaving only $5 means any loss beyond $5 will breach the account.
* After your first payout, the daily and max drawdown rules no longer apply. The buffer you leave behind serves as your effective risk limit.

**Example ($10,000 account):**
* Your equity reaches $10,500. If you withdraw $500, your balance returns to $10,000 — the original maximum drawdown limit — meaning any loss would immediately breach the account.
* If you instead withdraw $400, your balance is $10,100. The 8% trailing drawdown would only activate once your equity reaches $10,800 (8% above $10,000), giving you more room.

## Withdrawing All Profits

You have two choices when requesting a payout:
1. **Withdraw all profits** → The account is **closed** (no remaining buffer to trade with).
2. **Withdraw partial profits** → Leave a buffer to continue trading the account.

## Drawdown Rules on Funded Phase

During the funded phase:
* **Daily drawdown:** 4% (equity-based)
* **Max drawdown:** 8% (trailing)
* After your **first payout**, daily and max drawdown rules no longer apply — only the remaining buffer matters.

## M2 Account Saver

Buy Now, Pay Later funded accounts include the **M2 Account Saver**, a built-in risk protection feature:

* **Activates** when your floating drawdown (open trades) reaches **2%** of your account balance.
* **First Breach:** All open trades are closed immediately, and your profit split is **permanently reduced to 50%**.
* **Second Breach:** All open trades are closed again, and your account is **permanently deactivated** (no recovery).

Ensure your total floating loss on open trades does not exceed 2% of your account balance at any time.