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# What happens to drawdown limits after withdrawal/payout?

# What happens to drawdown limits after withdrawal/payout?

## Overview

When you request a withdrawal from your funded account, your drawdown limits reset and recalculate based on your new account balance after the withdrawal.

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## Standard Accounts and Instant Accounts

**After a successful withdrawal, your drawdown limit resets back to its initial state.**

For **Standard and Instant accounts**, the maximum drawdown resets completely after each payout. Your new trailing drawdown is calculated from your updated account balance.

**Example:**
* Funded at $100,000 with a 5% trailing max drawdown limit ($5,000)
* Account grows to $110,000
* Withdraw $10,000
* Account balance is now $100,000
* New trailing max drawdown limit resets to 5% of $100,000 = $5,000

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## Buy Now Pay Later (BNPL) Accounts — Profit Rebuild Rule

**BNPL accounts have a special Profit Rebuild rule that affects how withdrawal and drawdown work together.**

### How Profit Rebuild Works

When you withdraw profits from a BNPL funded account:
* **You must leave a buffer** — you cannot withdraw all profits at once
* **Whatever profit you leave after withdrawal becomes your new drawdown limit** for future trading
* **You must rebuild that profit amount before making another withdrawal**

### Example

1. **Funded at $100,000** with 8% max drawdown ($8,000)
2. Account grows to **$110,000** (you've made $10,000 profit)
3. You withdraw $8,000, leaving $2,000 profit
* New balance: $102,000
* **Your drawdown limit is now anchored to your original $100,000 funded balance**
* You can only lose $2,000 before hitting the funded amount (where the account breaches)
4. You rebuild to $105,000 and withdraw $3,000
* New balance: $102,000
* **Your new drawdown limit is now $2,000** (whatever profit remains after withdrawal)

### Important Rules

* **If you withdraw all profits without leaving any buffer**, the Profit Rebuild rule will close your account permanently
* **Your drawdown is anchored to your original funded balance** — after withdrawal, you must keep your account above that initial funded amount or breach
* The daily drawdown limit (4% for BNPL) still applies on a daily basis during the funded phase

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## Key Takeaway

* **Daily drawdown limits reset daily** at 00:00 UTC regardless of account type
* **Maximum drawdown limits reset after each withdrawal** to match your new account balance
* **BNPL accounts are different** — the profit you leave becomes your new loss limit, and you must rebuild before withdrawing again