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# Standard vs. Instant Funded Accounts — Key Differences

# Standard vs. Instant Funded Accounts — Key Differences

Maven offers two main account paths: **Standard** accounts and **Instant Funded** accounts. Here is how they compare across the most important criteria.

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## Account Access

|  | Standard Accounts | Instant Funded Accounts |
| ---- |
| **How to get funded** | Pass an evaluation/challenge phase (1-Step, 2-Step, or 3-Step) | Funded immediately after purchase — no evaluation required |
| **Account environment** | Simulated funded account | Simulated funded account |

> Both account types operate in a **demo/simulated environment**. You are not trading with live funds.

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## Consistency Rule

* **Standard Accounts (1-Step, 2-Step, 3-Step):** No consistency rule applies — either during the challenge phase or after becoming funded.
* **Instant Funded Accounts:** A consistency rule applies at payout. A 20% consistency score and 3% withdrawal threshold are required for you to request a payout.

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## News Trading

* **Standard Accounts:** A 2-minute restriction applies before and after any red folder news event. Trades opened or closed during this window are considered a violation.
* **Instant Funded Accounts:** No news trading restrictions. You may trade freely during all news events.

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## Payout Rules

|  | Standard Accounts | Instant Funded Accounts |
| ---- |
| **Profit target** | Set per challenge type (e.g., 8% for 1-Step) | — |
| **Consistency score** | None | Must be ≤ 20% at time of payout request |
| **Profit split** | 80% in trader's favour | 80% in trader's favour |
| **Max withdrawal** | $10,000 per 30-day rolling cycle | $10,000 per 30-day rolling cycle |
| **Processing time** | Within 1 business day | Within 1 business day |
| **First payout eligibility** | 10 business days after first trade on funded account | Once 3% profit target and 20% consistency score are met (approx. 5 profitable days minimum) |

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## Scalping Rule

Both account types share the same scalping restriction: more than **50% of your trades cannot be held for less than 1 minute (60 seconds)**. Total trade count is assessed at the time of payout request.

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## Maximum Capital Allocation

Across all funded accounts (Standard and Instant combined), the maximum total starting capital is **$200,000**. Traders may scale up to **$1,000,000** through Maven's scaling program.

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## Scaling Program

Maven offers a scaling program available to all funded account holders. To qualify for a scale-up:

* Generate at least **10% profit over 4 consecutive months** (equivalent to 2.5% per month)
* Process at least **1 payout per month** during that period

Upon meeting these requirements, the account size is increased by **25%**. The scaling feature is repeatable up to a maximum allocation of **$1,000,000** and can be requested by emailing **support@maventrading.com**.

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For further details, see:
* [Instant Funded Account Rules](https://maventrading.crisp.help/en/article/instant-funded-account-rules-1k2ozdo/)
* [Maven FAQ](https://maventrading.com/faqs)