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# Maven Account Types — Overview of Rules, Drawdown Limits, and Payout Conditions

# Maven Account Types — Overview of Rules, Drawdown Limits, and Payout Conditions

This article compares all Maven account types: their evaluation structure, drawdown limits, profit targets, payout conditions, and trading restrictions.

---

## 1. Standard 1-Step Challenge

**Evaluation structure:** One phase. Pass it to receive a funded account.

| Rule | Value |
| ---- | ---- |
| Profit Target | 8% |
| Max Drawdown | 5% (trailing, based on highest equity) |
| Daily Drawdown | 3% (based on the higher of balance or equity at 00:00 UTC) |
| Minimum Trading Days | None |
| Maximum Trading Days | Unlimited |

---

## 2. Standard 2-Step Challenge

**Evaluation structure:** Two phases before the funded stage. Both phases share the same trading rules; only the profit target differs.

| Rule | Phase 1 | Phase 2 |
| ---- | ---- | ---- |
| Profit Target | 8% | 5% |
| Max Drawdown | 8% (static) | 8% (static) |
| Daily Drawdown | 4% (higher of balance/equity at 00:00 UTC) | 4% (higher of balance/equity at 00:00 UTC) |
| Minimum Profitable Trading Days | 3 | 3 |
| Min. Daily Profitability | ≥ 0.5% per day | ≥ 0.5% per day |

---

## 3. Standard 3-Step Challenge

**Evaluation structure:** Three phases. All three phases share the same rules.

| Rule | Value |
| ---- | ---- |
| Profit Target (each phase) | 3% |
| Max Drawdown | 3% (static) |
| Daily Drawdown | 2% (based on the higher of balance or equity at 00:00 UTC) |
| Minimum Trading Days | None |
| Maximum Trading Days | Unlimited |

---

## 4. Instant Funding

**Evaluation structure:** No challenge — direct funded access.

| Rule | Value |
| ---- | ---- |
| Max Drawdown | 3% (trailing, based on highest equity) |
| Daily Drawdown | 2% (based on balance at the daily timer reset, 00:00 UTC) |
| Max Total Risk Per Trade | 1% floating PnL loss at any moment |
| Min. Withdrawal | 3% profit reached on the account |
| Consistency Score | ≤ 20% required before each withdrawal |
| Profit Split | 80% |
| KYC | Required at first payout request |

**Trailing drawdown note:** The trailing drawdown is calculated from the account's highest equity ever reached, including unrealized (floating) profits from open trades. For example, on a $5,000 account that reaches $5,082.17 equity, the 3% trailing floor moves to $4,929.70. If equity drops below that floor — even by a small amount — the account is breached. The trailing drawdown resets after a payout.

**Consistency score:** Calculated as Best Winning Day ÷ Total Profit × 100%. Must be ≤ 20% to request withdrawal.

---

## 5. Buy Now Pay Later (BNPL)

**Evaluation structure:** One-step evaluation for $5 upfront. If you pass, pay the remaining fee to activate your funded account.

### Evaluation Phase

| Rule | Value |
| ---- | ---- |
| Profit Target | 4% |
| Max Drawdown | 10% (static) |
| Daily Drawdown | None |
| Minimum Trading Days | None |
| Consistency Score | Not required |
| Leverage | 75:1 |

### Funded Phase

Additional rules activate once the funded account is live:

| Rule | Value |
| ---- | ---- |
| Max Drawdown | 8% (trailing) |
| Daily Drawdown | 4% (higher of balance/equity at 00:00 UTC) |
| Consistency Score | ≤ 20% required before each withdrawal |
| M2 Account Saver | Active |
| Profit Rebuild | Applies after each withdrawal |
| Max Payout | $10,000 per 30-day rolling cycle |
| Profit Split | 80% |
| Leverage | 75:1 |
| News Trading | Allowed |
| Minimum Trading Days | None |

**Profit rebuild:** After a withdrawal, your loss limit is anchored to the original funded balance. You must keep your account above that level and rebuild profit before requesting another withdrawal. Withdrawing all profits closes the account, since no drawdown buffer would remain.

For pricing details: https://maventrading.com/faqs#buy-now-pay-later

---

## 6. 2-Step OMO Challenge

**Evaluation structure:** Two evaluation phases before a funded (simulated) account.

| Rule | Phase 1 | Phase 2 |
| ---- | ---- | ---- |
| Profit Target | 6% | 8% |
| Max Drawdown | 8% (static) | 8% (static) |
| Daily Drawdown | 4% (higher of balance/equity at 00:00 UTC) | 4% (higher of balance/equity at 00:00 UTC) |
| Minimum Profitable Days | 4 (≥ 0.5% each) | 4 (≥ 0.5% each) |
| Trade Duration | Min. 150 seconds (2.5 min) | Min. 150 seconds (2.5 min) |
| Time Limit | 180 days total across both phases | — |

**News trading:**
- Phase 1 & 2: Fully allowed, no restrictions.
- Funded stage: Allowed, but profit from a single news event is capped at 0.50% of account balance. Excess profit is nulled.

**M2 Account Saver:** Active. Triggers when floating drawdown reaches 2% of account balance while trades are open.
- 1st breach: All open trades closed; profit split permanently reduced to 50%.
- 2nd breach: All open trades closed; account permanently deactivated.

For full details: https://maventrading.com/faqs#omo-challenge

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## 7. Prediction Markets Challenge

**Evaluation structure:** One-step evaluation, available in two tiers — **One-Step Essential** and **One-Step Elite**.

| Rule | One-Step Essential | One-Step Elite |
| ---- | ---- | ---- |
| Drawdown Type | Trailing | Static |
| Max Drawdown | 3% | 5% |
| Daily Drawdown | None | None |
| Minimum Trading Days | None | None |
| Profit Target | 9% | 9% |
| Funded Stage Profit Target | None | None |
| Max Profit Per Question | 3% of starting balance | 3% of starting balance |
| Profit Split | 70% | 70% |
| Consistency Score | Not required | Not required |

**Trading style rules:**
- No reverse hedging
- No account mirroring
- No use of EAs or scripts
- No news trading restriction
- No consistency rule

**Max profit per question:** Any profit above 3% of your starting balance from a single question is nulled.

For full details: https://maventrading.com/faqs#prediction-markets

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## Quick Comparison Table

| Account Type | Steps | Profit Target | Max Drawdown | Daily Drawdown | Profit Split |
| ---- | ---- | ---- | ---- | ---- | ---- |
| 1-Step Standard | 1 | 8% | 5% trailing | 3% | — |
| 2-Step Standard | 2 | 8% / 5% | 8% static | 4% | — |
| 3-Step Standard | 3 | 3% / 3% / 3% | 3% static | 2% | — |
| Instant Funding | 0 | — | 3% trailing | 2% | 80% |
| Buy Now Pay Later | 1 (eval) | 4% | 10% static (eval) / 8% trailing (funded) | None (eval) / 4% (funded) | 80% |
| 2-Step OMO | 2 | 6% / 8% | 8% static | 4% | — |
| Prediction (Essential) | 1 | 9% | 3% trailing | None | 70% |
| Prediction (Elite) | 1 | 9% | 5% static | None | 70% |

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For all account rules, visit: https://maventrading.com/faqs