Instant Funded Account – Payout Requirements & Rules
Instant Funded Account – Payout Requirements & Rules
What is Instant Funding?
Instant Funding is a type of account that gives you direct access to a funded account without undergoing any challenge phases.
Payout Eligibility Requirements
To request a payout on an Instant Funded account, you must meet all of the following:
- Minimum Profit: Reach at least 3% total profit on your account balance. For example, on a $10,000 account, your balance must reach $10,300.
- Consistency Score: Your consistency score must be 20% or lower.
- KYC Verification: You must complete KYC (identity verification) when requesting a payout.
There is no minimum number of trading days required before requesting your first payout. You can request a withdrawal immediately once the above conditions are met.
Consistency Score – How It's Calculated
The consistency score measures the stability of your trading performance. It is calculated as:
Biggest Winning Day ÷ Total Profit × 100%
Example on a $10,000 account:
Day | Profit |
|---|---|
Day 1 | $100 (Best day) |
Day 2 | $100 |
Day 3 | $100 |
Day 4 | $100 |
Day 5 | $100 |
Total Profit: $500 | Best Winning Day: $100
100 ÷ 500 × 100% = 20% ✅ Eligible for payout
If your consistency score exceeds 20%, you must continue trading until it drops to 20% or below. You cannot request a payout in a single trading day — doing so results in a 100% consistency score.
Payout Schedule & Processing
- Payouts are on demand — request any time once requirements are met.
- Payout is processed within 1 business day.
- Profit split: 80/20 (you keep 80%).
- Maximum payout: $10,000 per 30-day rolling cycle per trader. If your profit exceeds $10,000, you will receive a maximum of $10,000 for that cycle.
Trading Rules
Rule | Details |
|---|---|
Minimum Trade Duration | Trades must be held for at least 1 minute (60 seconds). At least 50% of your total trades must meet this minimum — otherwise you violate the excessive scalping rule. |
Simultaneous Trades | You may hold multiple trades at the same time (unlike the Mini account). |
Stop-Loss (SL) | Not mandatory, but strongly recommended. Required if you plan to pass the challenge in a single trade or use hedging. |
News Trading | Allowed — no news trading restrictions on Instant Funded accounts. Profits from news event trades count toward your payout. |
Daily Drawdown | 2% of your balance at the daily timer reset (00:00 UTC). Breaching this terminates the account. |
Maximum Drawdown | 3% trailing drawdown based on the account's high watermark. |
Max Floating Risk (1%) | Your floating PnL (balance minus equity) cannot exceed a 1% loss at any time. On a $10,000 account, equity must not drop below $9,900. |
KYC Verification
KYC is required when you request a payout. Accepted documents (any one of the following):
- National ID
- Driver's License
- Passport
- Residence Permit
- Nin Slip (Nigerian)
A live selfie will also be taken during the process. You cannot change your personal information once you have placed a trade or during KYC.
To see documents accepted for your country: Veriff Supported Countries
After a Payout
After receiving a payout, your account balance resets to its initial starting balance. You will need to meet the 3% profit and 20% consistency score requirements again for your next payout.
Updated on: 11/09/2026
Thank you!