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# Instant Funded Account – Payout Requirements & Rules

# Instant Funded Account – Payout Requirements & Rules

## What is Instant Funding?

Instant Funding is a type of account that gives you direct access to a funded account without undergoing any challenge phases.

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## Payout Eligibility Requirements

To request a payout on an Instant Funded account, you must meet **all** of the following:

1. **Minimum Profit:** Reach at least **3% total profit** on your account balance. For example, on a $10,000 account, your balance must reach $10,300.
2. **Consistency Score:** Your consistency score must be **20% or lower**.
3. **KYC Verification:** You must complete KYC (identity verification) when requesting a payout.

There is **no minimum number of trading days** required before requesting your first payout. You can request a withdrawal immediately once the above conditions are met.

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## Consistency Score – How It's Calculated

The consistency score measures the stability of your trading performance. It is calculated as:

> **Biggest Winning Day ÷ Total Profit × 100%**

**Example on a $10,000 account:**

| Day | Profit |
| ---- |
| Day 1 | $100 (Best day) |
| Day 2 | $100 |
| Day 3 | $100 |
| Day 4 | $100 |
| Day 5 | $100 |

Total Profit: $500 | Best Winning Day: $100

100 ÷ 500 × 100% = **20%** ✅ Eligible for payout

If your consistency score exceeds 20%, you must continue trading until it drops to 20% or below. You **cannot** request a payout in a single trading day — doing so results in a 100% consistency score.

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## Payout Schedule & Processing

* Payouts are **on demand** — request any time once requirements are met.
* Payout is processed within **1 business day**.
* **Profit split: 80/20** (you keep 80%).
* **Maximum payout: $10,000 per 30-day rolling cycle** per trader. If your profit exceeds $10,000, you will receive a maximum of $10,000 for that cycle.

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## Trading Rules

| Rule | Details |
| ---- |
| **Minimum Trade Duration** | Trades must be held for at least **1 minute (60 seconds)**. At least 50% of your total trades must meet this minimum — otherwise you violate the excessive scalping rule. |
| **Simultaneous Trades** | You may hold **multiple trades at the same time** (unlike the Mini account). |
| **Stop-Loss (SL)** | Not mandatory, but strongly recommended. Required if you plan to pass the challenge in a single trade or use hedging. |
| **News Trading** | Allowed — no news trading restrictions on Instant Funded accounts. Profits from news event trades count toward your payout. |
| **Daily Drawdown** | 2% of your balance at the daily timer reset (00:00 UTC). Breaching this terminates the account. |
| **Maximum Drawdown** | 3% trailing drawdown based on the account's high watermark. |
| **Max Floating Risk (1%)** | Your floating PnL (balance minus equity) cannot exceed a 1% loss at any time. On a $10,000 account, equity must not drop below $9,900. |

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## KYC Verification

KYC is required when you request a payout. Accepted documents (any one of the following):

* National ID
* Driver's License
* Passport
* Residence Permit
* Nin Slip (Nigerian)

A **live selfie** will also be taken during the process. You cannot change your personal information once you have placed a trade or during KYC.

To see documents accepted for your country: [Veriff Supported Countries](https://www.veriff.com/supported-countries)

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## After a Payout

After receiving a payout, your account balance **resets to its initial starting balance**. You will need to meet the 3% profit and 20% consistency score requirements again for your next payout.
