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# How is the 20% consistency score calculated for Buy Now Pay Later funded accounts?

The consistency score applies only during the **funded stage** of Buy Now Pay Later (and Instant Funding) accounts — not during the evaluation phase. It must be **20% or lower** before you can request a payout.

**Formula:** (Best winning day ÷ Total profit) × 100

The score is calculated on a **per-day** basis using **closed trades only**. The more evenly spread your daily profits, the lower (and more valid) your consistency score.

**Example on a $100K account:**

| Day | Profit |
| ---- |
| Day 1 | $600 ← Best winning day |
| Day 2 | $600 |
| Day 3 | $600 |
| Day 4 | $600 |
| Day 5 | $600 |

Total profit = $3,000 | Best winning day = $600

600 ÷ 3,000 × 100 = **20%** ✅ Valid for payout

Your largest single winning day must not exceed 20% of your total profit. The consistency score is visible on your trading dashboard.