Buy Now, Pay Later — Trading Rules & Precautions

Buy Now, Pay Later (BNPL) is a one-step Forex evaluation. Pay $5 upfront to start; if you pass, you pay the remaining fee to activate your funded account. If you fail, you owe nothing more.

For pricing details, visit: https://maventrading.com/faqs#buy-now-pay-later

Evaluation Phase Rules

Key point: The challenge phase has a static maximum drawdown (not trailing). There is no daily loss limit during evaluation.

Funded Phase Rules

Once you pass and pay the remaining fee, the following rules apply:

Drawdown type change: The maximum drawdown switches from static (evaluation) to trailing in the funded stage.

Trade Duration Rule

Trades must be held open for at least 1 minute. Trades closed in under 1 minute are acceptable as long as more than 50% of your total trades meet the 1-minute minimum. For example, if you take 50 trades, having 5 closed under 1 minute (e.g. at 40 or 50 seconds) is fine, provided the majority were held at least 1 minute.

Inactivity Rule

Accounts are closed after 30 days of inactivity. To keep your account active, place at least a 0.01 lot trade every 15 days.

Consistency Score (Funded Stage)

A consistency score of 20% or lower is required before requesting a withdrawal.

How it is calculated:

Best Winning Day ÷ Total Profit × 100%

Example:

• Day 1: $60 (best winning day)
• Day 2: $60
• Day 3: $60
• Day 4: $60
• Day 5: $60
• Total profit: $300

→ 60 ÷ 300 × 100% = 20% ✅ — qualifies for payout

The more evenly distributed your daily profits, the easier it is to meet the 20% threshold.

Profit Rebuild After Withdrawal

After a withdrawal, the original funded balance remains the reference floor. Withdrawals reduce your profit cushion, and you must rebuild profits above the original funded balance before requesting another payout.

Example (on a $100,000 account):

1. Account grows to $105,000
2. You withdraw $4,000 → balance is now $101,000
3. Maven still treats $100,000 as the floor
4. You now only have $1,000 of cushion and must grow profits further before the next withdrawal

Payment Rules

• You pay $5 upfront to start the challenge.
• If you fail, you owe no remaining fee.
• If you pass, you pay the remaining fee before the funded account is activated. It is not deducted from your first payout.
• You can only withdraw profits made during the funded phase, not from the evaluation phase.

What Stays the Same (Evaluation → Funded)

• News trading: allowed
• No minimum trading days
• Leverage: 75:1
• Profit split: 80%

Updated on: 08/09/2026