> ## Knowledge Base Index
> Fetch the complete knowledge base index at: https://maventrading.crisp.help/sitemap.xml
> Use this file to discover available pages before exploring further.
> Pure-Markdown content can be obtained by appending a '.md' suffix to the content URLs listed in the sitemap (without the trailing slash).

# Buy Now Pay Later — How It Works

# Buy Now Pay Later — How It Works

## Overview

Buy Now Pay Later (BNPL) is a one-step Forex evaluation. You pay a small upfront fee of **$5** to start the challenge. If you pass, you then pay the remaining activation fee to unlock your funded account. If you do not pass, you are not charged the remaining fee.

Available account sizes: 2k · 5k · 10k · 20k · 50k · 100k

| Account Size | Pay Now | Pay After Pass | Total if You Pass |
| ---- |
| 2k | $5 | $40 | $45 |
| 5k | $5 | $69 | $74 |
| 10k | $5 | $117 | $122 |
| 20k | $5 | $189 | $194 |
| 50k | $5 | $359 | $364 |
| 100k | $5 | $589 | $594 |

> Coupon codes do not apply to Buy Now Pay Later accounts.

---

## Evaluation Phase Rules

The evaluation is designed to be flexible:

* **Profit target:** 4%
* **Maximum drawdown:** 10% (static)
* **Daily drawdown limit:** None
* **Minimum trading days:** None
* **Consistency score:** Not required

---

## Paying the Activation Fee After Passing

Once you pass the evaluation, you will receive an activation email. You then have a **2-week window** to pay the remaining fee and activate your funded account.

**Important:**
* The activation fee must be paid **out of pocket** (via card, crypto, or other payment methods).
* The fee is **not** deducted automatically from your first profit payout.
* There is no alternative — payment is required before the funded account is issued.

Funded access is unlocked after passing the evaluation, completing KYC, and paying the remaining fee.

---

## Funded Account Rules

Once funded, additional rules apply that do not exist during the evaluation phase:

* **Daily drawdown:** 4% End-of-Day (EOD), resetting at 00:00 UTC each day
* **Maximum drawdown:** 8% trailing
* **Consistency score:** 20% required before each withdrawal
* **M2 Account Saver:** activates on the funded account
* **Profit rebuild:** applies on the funded account
* **Maximum payout:** $10,000 per 30-day rolling cycle (per trader). Profits above the $10,000 limit within the cycle will be voided.

### What Stays the Same (Evaluation → Funded)

* News trading remains allowed
* No minimum trading days
* Leverage: 75:1
* Profit split: 80%
* Payout: Instant (subject to funded-stage rules)

---

## Consistency Score (Funded Stage)

The consistency score measures the stability of your trading performance. It is calculated as:

**Best Winning Day ÷ Total Profit × 100%**

You must have a consistency score of **20% or lower** before requesting a withdrawal.

**Example (on a $5,000 account):**

| Day | Profit/Loss |
| ---- |
| Day 1 | +$150 |
| Day 2 | +$200 *(best winning day)* |
| Day 3 | -$50 |
| Day 4 | +$140 |
| Day 5 | +$90 |
| ... | ... |
| Total Profit | $1,000 |

Consistency Score = ($200 ÷ $1,000) × 100 = **20%** → eligible for withdrawal.

---

## Maximum Payout (30-Day Rolling Cycle)

You are entitled to a maximum withdrawal of **$10,000 per 30-day rolling cycle** (per trader). This applies regardless of account size — even a $2,000 account can reach the $10,000 maximum. The cycle is calculated from the date of your first available withdrawal. Any profits generated over the $10,000 limit within that window will be voided. If you are trading on multiple accounts, all accounts are treated as one.

---

## Interview Requirement

An interview is only required after exceeding **$5,000 in total payouts**. Below that threshold, no interview is needed.

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For full details, visit: [Maven Trading BNPL FAQ](https://maventrading.com/faqs#buy-now-pay-later)