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# Buy Now Pay Later — Funded Account Withdrawal Rules

# Buy Now Pay Later — Funded Account Withdrawal Rules

Once you pass the Buy Now Pay Later (BNPL) evaluation and activate your funded account, a different set of rules applies compared to the evaluation phase. Withdrawals are instant (no fixed waiting period), but you must meet the following criteria before requesting one.

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## Withdrawal Eligibility Requirements

| Rule | Value |
| ---- |
| Minimum profit | No fixed minimum % (subject to consistency score being met) |
| Consistency score | ≤ 20% required before each withdrawal |
| Minimum trading days | None |
| Profit split | 80% |
| Maximum withdrawal | Up to $10,000 per 30-day rolling cycle (per trader) |
| Processing time | Within 1 business day after requesting a payout |
| Challenge fee refund | After 3rd successful withdrawal |

> Withdrawals can be requested immediately once the 20% consistency score requirement is met — there is no 10 business day waiting period.

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## How the Consistency Score Works

The consistency score is calculated as:

**Best winning day ÷ Total profit × 100%**

If the score exceeds 20%, you must continue trading until it drops to 20% or below before a withdrawal can be requested.

**Example (5k account, minimum payout $150):**

Make $30/day for 5 days → Total profit = $150

30 ÷ 150 × 100% = **20%** ✅ Eligible

If instead you trade for 10 days making $30/day → Total profit = $300

30 ÷ 300 × 100% = **10%** ✅ Also eligible

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## Funded Phase Rules (vs. Evaluation Phase)

Once funded, the following rules apply that did **not** exist during the evaluation:

* **4% Daily End-of-Day (EOD) drawdown limit**, resetting at 00:00 UTC each day
* **8% trailing maximum drawdown** (calculated from your funded starting balance)
* **20% consistency score** required before each withdrawal
* **M2 Account Saver** activates (see below)
* **Profit rebuild** applies

**What stays the same:**
* News trading remains allowed
* No minimum trading days
* Leverage: 75:1
* Profit split: 80%

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## M2 Account Saver

The M2 Account Saver monitors your open positions and triggers automatically when drawdown reaches 2% of your account balance.

* **First breach:** All open trades are immediately closed and your profit split is permanently reduced to 50% for the remainder of the account.
* **Second breach:** All open trades are closed again and your account is permanently deactivated — there is no recovery from a second breach.

Careful position sizing is the best way to avoid triggering it.

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## Withdrawal Methods

Payouts are processed via **Crypto** and **Rise**.

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For more information, visit the official FAQ: https://maventrading.com/faqs#buy-now-pay-later
