BNPL Funded Account – Payout Rules & Drawdown

Payout Eligibility

To be eligible for a payout on a BNPL funded account, you must have a consistency score of 20% or lower.

What is the Consistency Score?
The consistency score measures the stability of your trading performance. It is calculated by dividing your biggest winning day by your total profit, then multiplying by 100%:

Consistency Score = (Biggest Winning Day / Total Profit) × 100%

If your consistency score exceeds 20%, you must continue trading until it drops to 20% or below before requesting a withdrawal.

Payout Requests

• Payouts can be requested immediately (on-demand) — there is no need to wait for 10 business days
• Payouts are processed within 1 business day of the request

Profit Split & Withdrawal Limits

• Profit split: 80% to the trader
• Maximum withdrawal: Up to $10,000 per 30-day rolling cycle (per trader)
• Challenge fee refund: Issued after your 3rd successful payout

KYC Requirement

KYC (Know Your Customer) verification is required for BNPL accounts, but it is not completed upfront. KYC is initiated at the time of your payout request — you do not need to complete it before activating your funded account or before trading.

Max Drawdown After a Withdrawal

The maximum drawdown for BNPL funded accounts is a trailing drawdown of 8%. However, after the first withdrawal, the max drawdown locks at the initial account balance.

Example: On a $100,000 account that previously reached $110,000 in equity, if you withdraw $4,000 profits when the balance is at $108,000, the maximum drawdown level becomes fixed at $100,000 (the initial balance) — not 8% from the $110,000 equity high.

Funded Stage Rules (vs. Evaluation Phase)

Once funded, the following additional rules apply that did not exist during evaluation:

What remains the same:

• News trading is allowed (no restrictions)
• No minimum trading days
• Leverage: 75:1
• Profit split: 80%

Updated on: 16/09/2026